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Sunday, August 29, 2010

6 Steps to a Positive Body Image

6 Steps to a Positive Body Image
 
positive body image is one that we should all strive for. This is when you know yourself and who you are. You have a very true perception of your size, shape, and weight. You see yourself as you are in the present. You accept yourself, even though you may be overweight. You believe in yourself and love yourself while still striving for something better. When you have a positive body image, no time is spent obsessing about food, weight, calories, exercise, etc. You are proud of who you are and feel comfortable in your own body. Many people that suffer from binge eating disorder do not have positive body images. Instead, they have very distorted images of how they see themselves.
 
Here are six ways to create a positive body image for yourself. 

Friday, July 30, 2010

To developed Effective Leadership Characteristics

To developed Effective Leadership Characteristics --
Effective leadership characteristics are seen in the most successful people in life. If you have a position of responsibility, whether in your career, home or community, there are certain traits and leadership skills that will help you become a confident, capable, efficient leader.
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Tuesday, June 29, 2010

LIC, Vijaya Bank ink MoU for distributing insurance products


LIC, Vijaya Bank ink MoU for distributing insurance products
LIC on Thursday inked an MoU with Bangalore-based Vijaya Bank for distribution of its life insurance products on a referral basis.
Vijaya Bank has become the ninth public sector bank to have inked an MoU of the kind with the Life Insurance Corporation (LIC).
Vijaya Bank CMD Albert Tauro said that the agreement would help Vijaya Bank become a 'one-stop' solution for its customers, offering a variety of financial services and products.
More :- LIC, Vijaya Bank ink MoU for distributing insurance products

Friday, June 25, 2010

IRDA to cap reduction in yield on ULIPs from sixth year onwards

IRDA to cap reduction in yield on ULIPs from sixth year onwards
Policy holders of Unit Linked Insurance Plans (ULIPs), who wish to pre-maturely withdraw can now be happy as their investment will soon have some protection.
The Insurance Regulatory and Development Authority (IRDA) is planning to cap reduction in yield from the sixth year (of the policy) onwards, according to reliable sources.
Earlier, the cap was applicable only at the time of maturity. If anybody pre-surrenders their policy, the return on the investment is dependent on the discretion of the insurer.
The new norm, which will be announced shortly will in a way remove the earlier anomaly and make ULIPs more customer-friendly.
More :- IRDA to cap reduction in yield on ULIPs from sixth year onwards

Wednesday, June 23, 2010

IRDA to make ULIPs investor-friendly

Insurance regulator IRDA, which has won its turf war with market watchdog SEBI over regulation of ULIPs, is expected to tighten norms for these schemes, including commission charges, to make them attractive for investors.

There would be stricter and stringent distribution norms, leading to lowering of commissions on the sale of such products, sources said.

Currently, commission charges are as high as 50 per cent of the first-year premium.

According to IRDA Chairman J Hari Narayan, it will frame new guidelines for these products to make them more attractive for policy holders.

At the same time, the regulator plans to come out with directives to improve the transparency element of such hybrid products, which involve both investment and insurance.

The regulator will also try and address the issue of increasing the lock-in-period and raising life cover.


More Details :- IRDA to make ULIPs investor-friendly

Sunday, June 20, 2010

Insurers may unveil new unit-linked offerings

With the regulatory dispute over unit-linked insurance plans (ULIPs) behind them, insurance companies are gearing up to launch new ULIPs.

Most insurers had put on hold new launches after the Securities and Exchange Board of India, asked them to take its permission before launching such products.

“Many investors will now go ahead and invest in ULIPs. Insurance companies that had put on hold new products will now bring them out,” said Mr Nageswara Rao, Managing Director and Chief Executive Officer, IDBI Fortis Life Insurance. “We are also working on some new products”.

More Details :- Myallagents.com

Lakshmi Vilas signs MoU with LIC

To achieve its ambitious growth plan, Lakshmi Vilas Bank (LVB) plans to take both the organic and inorganic route to grow, its Managing Director and CEO, Mr K.S.R Anjaneyulu, said. Speaking to the media after signing a Memorandum of Understanding (MoU) with the Life Insurance Corporation of India for marketing the latter's product offerings through LVB's branch network, Mr Anjaneyulu said: “we will require capital to keep pace with our growth plans. We plan to enhance equity for the bank and its subsidiary.” He said he would be unable to divulge more details at this point as such issues would have to be cleared by the Board
More Details :-Myallagents.com