Home Insurance Plan From

A ULIP was caught the world’s fancy in the 1960s when it originated in Britain. Soon after, they became some of the most popular insurance products in Europe and then the US. India, prior to opening up the insurance sector, had no experience with these products and have only recently been exposed to ULIPs
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Life Insurance FAQ on Premiums

Usually, you would receive a notice from the insurance and the insurance company reminding you about your due premium payment. However, if you don’t receive the reminder, you cannot hold the insurance company responsible; the loss is yours.
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Life Insurance FAQ on Claims

In the event of death of the insured during the term of the life insurance policy, the nominee has to intimate the insurance branch. Thereafter, a claim form has to be filled and submitted to the office with the original policy documents and the death certificate.
This entire process could take up time; ranging from a few weeks to three to four months, if all the paperwork is in place. In case of complications, it could take much longer
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What is Insurance?

A life insurance policy is a contract typically between an individual (called the insured) and the insurance company (called the insurer), where the insurance company promises to pay a sum of money to the insured’s nominee, in the event of the insured’s death.
Most life insurance policies have a specified term, such as 10, 15, or 20 years. For the nominee to be eligible to collect the insured sum, the insured’s death has to occur during the term of the policy.

If the insured survives the term of the policy, depending on the type of policy purchased, she/he may or may not receive a sum of money at the end of the policy term
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Home Loan EMI Calculator

1. Premium Allocation Charge:

1.1 This is a percentage of the premium appropriated towards charges from the premium received. The balance known as allocation rate constitutes that part of premium which is utilized to purchase (investment) units for the policy. The percentage shall be explicitly stated and could vary interalia by the policy year in which the premium is paid, the premium size, premium payment frequency and the premium type (regular, single or top-up premium).
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LIFE INSURANCE – A convenient tool to secure future & build wealth

As the name suggests Life Insurance is basically a way to protect your family by substituting your income generating ability, in case of your death. All the financial planning would be a waste if you are not around to execute the plan. Insurance steps in to address any such eventuality.
In our country people normally buy life insurance products as a tax saver, an investment and a life cover. Though a good insurance product meets all the three benefits but the order of purpose of buying insurance is wrong. Ideally the sequence of buying insurance should be Life cover first, Investment second and lastly tax benefits
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ULIP Vs Fixed Deposits

It is quite evident that an investment gives you financial freedom. If you invest your money from the beginning, you need not to worry about the future financial necessities. As future is uncertain, and there may be a situation in your life where you require a large amount of money to get out of that situation with minimal loss. So as to effectively protect yourself from such type of situation, you must inculcate the habits of saving and investing. It may be because of your children’s education, marriage or medication.
http://www.myallagents.com/ULIP-Vs-Fixed-Deposits/details.html